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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,726 | $105,210+202.0% | $159,487+99.2% | $85,851+270.1% |
| Participation rate | 94.4% | 75.8%+18.6pp | 82.8%+11.5pp | 69.3%+25.1pp |
| Annual return | 14.88% | 45.08%-30.2pp | 263.71%-248.8pp | 318.63%-303.8pp |
| Employer contribution / active EE | $5,177 | $3,319+56.0% | $4,831+7.1% | $2,565+101.8% |
| Participant deferral / active EE | $7,894 | $5,946+32.8% | $7,354+7.3% | $3,952+99.7% |
| Admin fee / account holder | $31,950 | $6,934+360.7% | $10,804+195.7% | $6,261+410.3% |