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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,663 | $79,189-20.9% | $102,457-38.8% | $74,400-15.8% |
| Participation rate | 61.0% | 74.8%-13.8pp | 76.5%-15.5pp | 67.2%-6.3pp |
| Annual return | 13.49% | 54.98%-41.5pp | 29.41%-15.9pp | 1367.51%-1354.0pp |
| Employer contribution / active EE | $0 | $2,362-100.0% | $3,022-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $3,380 | $4,415-23.4% | $5,054-33.1% | $4,348-22.3% |
| Admin fee / account holder | $4,289 | $2,002+114.2% | $9,451-54.6% | $1,944+120.7% |