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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,549 | $80,985-40.1% | $96,576-49.7% | $75,181-35.4% |
| Participation rate | 73.9% | 71.8%+2.1pp | 76.0%-2.1pp | 67.2%+6.7pp |
| Annual return | 10.40% | 27.05%-16.6pp | 25.87%-15.5pp | 160.69%-150.3pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,710 | $3,929-5.6% | $4,851-23.5% | $4,126-10.1% |
| Admin fee / account holder | $13,967 | $6,719+107.9% | $8,253+69.2% | $5,650+147.2% |