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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,668 | $75,388+41.5% | $123,553-13.7% | $55,725+91.4% |
| Participation rate | 73.7% | 75.7%-1.9pp | 82.3%-8.6pp | 70.9%+2.9pp |
| Annual return | -7.04% | 4.48%-11.5pp | 119.21%-126.2pp | 244.93%-252.0pp |
| Employer contribution / active EE | $2,998 | $3,063-2.1% | $4,628-35.2% | $2,078+44.2% |
| Participant deferral / active EE | $7,017 | $5,651+24.2% | $6,426+9.2% | $3,356+109.1% |
| Admin fee / account holder | $349 | $120+191.2% | $9,284-96.2% | $115+202.7% |