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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,022 | $80,177+14.8% | $123,894-25.7% | $57,658+59.6% |
| Participation rate | 74.1% | 74.4%-0.3pp | 81.4%-7.3pp | 70.2%+3.9pp |
| Annual return | 19.14% | 17.90%+1.2pp | 47.52%-28.4pp | 5.13%+14.0pp |
| Employer contribution / active EE | $2,823 | $2,913-3.1% | $4,617-38.8% | $1,974+43.0% |
| Participant deferral / active EE | $6,551 | $5,130+27.7% | $5,984+9.5% | $3,061+114.1% |
| Admin fee / account holder | $366 | $106+244.2% | $8,357-95.6% | $95+287.1% |