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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,096 | $88,324-8.2% | $115,038-29.5% | $55,191+46.9% |
| Participation rate | 75.8% | 72.5%+3.2pp | 81.4%-5.6pp | 69.2%+6.6pp |
| Annual return | 1.39% | 6.30%-4.9pp | 26.14%-24.8pp | 10.78%-9.4pp |
| Employer contribution / active EE | $3,026 | $2,805+7.9% | $4,608-34.3% | $1,899+59.4% |
| Participant deferral / active EE | $6,942 | $5,042+37.7% | $6,026+15.2% | $3,046+127.9% |
| Admin fee / account holder | $347 | $105+229.2% | $8,175-95.8% | $91+282.1% |