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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,349 | $166,131-34.8% | $164,975-34.3% | $145,877-25.7% |
| Participation rate | 82.6% | 82.0%+0.6pp | 78.6%+4.0pp | 80.3%+2.3pp |
| Annual return | 12.55% | 100.37%-87.8pp | 70.12%-57.6pp | 551.28%-538.7pp |
| Employer contribution / active EE | $586 | $5,276-88.9% | $4,343-86.5% | $4,663-87.4% |
| Participant deferral / active EE | $6,442 | $6,962-7.5% | $6,033+6.8% | $6,691-3.7% |
| Admin fee / account holder | $2,689 | $16,648-83.8% | $12,688-78.8% | $13,402-79.9% |