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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,095 | $84,518+180.5% | $67,704+250.2% | $125,389+89.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | 0.03% | 2.57%-2.5pp | 25.41%-25.4pp | 282.24%-282.2pp |
| Employer contribution / active EE | $2,594 | $3,292-21.2% | $2,559+1.3% | $4,866-46.7% |
| Participant deferral / active EE | $5,852 | $4,430+32.1% | $3,585+63.2% | $5,352+9.3% |
| Admin fee / account holder | $35,044 | $5,340+556.2% | $4,255+723.6% | $9,541+267.3% |