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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,940 | $93,023+2.1% | $77,027+23.3% | $134,493-29.4% |
| Participation rate | 68.8% | 74.5%-5.7pp | 67.9%+0.8pp | 81.2%-12.5pp |
| Annual return | -10.58% | 62.61%-73.2pp | 42.32%-52.9pp | 418.01%-428.6pp |
| Employer contribution / active EE | $1,309 | $3,418-61.7% | $2,813-53.5% | $4,740-72.4% |
| Participant deferral / active EE | $4,271 | $5,238-18.5% | $4,427-3.5% | $6,400-33.3% |
| Admin fee / account holder | $1,848 | $6,944-73.4% | $5,425-65.9% | $11,425-83.8% |