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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,343 | $142,392+82.8% | $119,622+117.6% | $134,532+93.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.91% | -12.46%-0.4pp | -14.98%+2.1pp | 418.27%-431.2pp |
| Employer contribution / active EE | $1,839 | $5,224-64.8% | $4,232-56.6% | $4,741-61.2% |
| Participant deferral / active EE | $4,254 | $6,467-34.2% | $5,601-24.0% | $6,401-33.5% |
| Admin fee / account holder | $12,755 | $13,593-6.2% | $10,328+23.5% | $11,429+11.6% |