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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,476 | $162,812+97.5% | $133,971+140.0% | $158,966+102.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 11.88% | 41.94%-30.1pp | 45.09%-33.2pp | 302.95%-291.1pp |
| Employer contribution / active EE | $1,680 | $4,976-66.2% | $3,919-57.1% | $4,762-64.7% |
| Participant deferral / active EE | $4,424 | $5,910-25.1% | $5,047-12.3% | $5,983-26.1% |
| Admin fee / account holder | $2,064 | $11,741-82.4% | $8,929-76.9% | $11,250-81.7% |