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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,019 | $135,645+79.9% | $110,243+121.3% | $135,379+80.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.43% | 513.24%-517.7pp | 314.76%-319.2pp | 519.79%-524.2pp |
| Employer contribution / active EE | $4,033 | $4,907-17.8% | $3,827+5.4% | $4,779-15.6% |
| Participant deferral / active EE | $1,553 | $5,507-71.8% | $4,672-66.8% | $5,609-72.3% |
| Admin fee / account holder | $10,372 | $11,458-9.5% | $8,548+21.3% | $10,828-4.2% |