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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,773 | $98,240-40.2% | $82,312-28.6% | $147,586-60.2% |
| Participation rate | 92.9% | 79.7%+13.1pp | 76.9%+16.0pp | 82.8%+10.0pp |
| Annual return | 15.68% | 30.85%-15.2pp | 25.88%-10.2pp | 578.59%-562.9pp |
| Employer contribution / active EE | $1,393 | $3,192-56.4% | $2,428-42.6% | $4,876-71.4% |
| Participant deferral / active EE | $1,511 | $4,383-65.5% | $3,706-59.2% | $5,439-72.2% |
| Admin fee / account holder | $12,592 | $8,563+47.0% | $5,608+124.5% | $10,886+15.7% |