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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,675 | $88,707-45.1% | $74,184-34.4% | $273,972-82.2% |
| Participation rate | 93.8% | 79.4%+14.3pp | 76.6%+17.1pp | 83.0%+10.7pp |
| Annual return | 7.97% | 11.94%-4.0pp | 17.74%-9.8pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,391 | $3,159-56.0% | $2,370-41.3% | $4,869-71.4% |
| Participant deferral / active EE | $1,370 | $4,212-67.5% | $3,550-61.4% | $5,287-74.1% |
| Admin fee / account holder | $4,325 | $8,717-50.4% | $5,586-22.6% | $10,133-57.3% |