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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,590 | $58,828+60.8% | $78,002+21.3% | $62,881+50.4% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 1.66% | 17.16%-15.5pp | 425.99%-424.3pp | 20.14%-18.5pp |
| Employer contribution / active EE | $3,980 | $1,672+138.1% | $2,470+61.1% | $2,281+74.5% |
| Participant deferral / active EE | $3,504 | $2,686+30.5% | $3,497+0.2% | $3,203+9.4% |
| Admin fee / account holder | $3,532 | $4,393-19.6% | $5,481-35.6% | $4,296-17.8% |