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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,667 | $76,371+17.4% | $93,621-4.2% | $72,976+22.9% |
| Participation rate | 83.6% | 71.8%+11.9pp | 75.8%+7.8pp | 69.5%+14.1pp |
| Annual return | 18.66% | 25.82%-7.2pp | 32.76%-14.1pp | 81.02%-62.4pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,446 | $3,538+25.7% | $4,070+9.3% | $3,608+23.2% |
| Admin fee / account holder | $14,071 | $6,839+105.7% | $7,890+78.3% | $5,124+174.6% |