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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,362 | $65,704+5.6% | $94,229-26.4% | $59,633+16.3% |
| Participation rate | 32.7% | 72.1%-39.5pp | 78.8%-46.1pp | 68.7%-36.0pp |
| Annual return | 0.29% | 5.22%-4.9pp | 10.68%-10.4pp | 2041.45%-2041.2pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,541 | $3,143-51.0% | $4,320-64.3% | $3,192-51.7% |
| Admin fee / account holder | $2,356 | $4,265-44.8% | $6,269-62.4% | $4,297-45.2% |