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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,761 | $160,070-53.9% | $147,117-49.9% | $145,897-49.4% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.9pp | 80.3%-7.0pp |
| Annual return | 15.05% | 98.69%-83.6pp | 420.54%-405.5pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,694 | $5,285-67.9% | $4,932-65.6% | $4,663-63.7% |
| Participant deferral / active EE | $3,195 | $8,419-62.1% | $8,065-60.4% | $6,689-52.2% |
| Admin fee / account holder | $1,207 | $15,035-92.0% | $12,993-90.7% | $13,390-91.0% |