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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,761 | $160,040-53.9% | $147,096-49.9% | $145,877-49.4% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 15.05% | 98.49%-83.4pp | 419.75%-404.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,694 | $5,289-68.0% | $4,936-65.7% | $4,663-63.7% |
| Participant deferral / active EE | $3,195 | $8,429-62.1% | $8,071-60.4% | $6,691-52.2% |
| Admin fee / account holder | $1,207 | $15,050-92.0% | $13,005-90.7% | $13,402-91.0% |