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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,429 | $133,998-83.3% | $112,263-80.0% | $134,545-83.3% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -18.74% | 47.17%-65.9pp | 27.49%-46.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $1,061 | $4,040-73.7% | $3,636-70.8% | $4,742-77.6% |
| Participant deferral / active EE | $2,728 | $5,292-48.5% | $4,729-42.3% | $6,401-57.4% |
| Admin fee / account holder | $1,118 | $7,493-85.1% | $6,410-82.6% | $11,431-90.2% |