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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,318 | $97,732-88.4% | $83,831-86.5% | $135,380-91.6% |
| Participation rate | 72.2% | 80.0%-7.7pp | 76.1%-3.9pp | 82.6%-10.4pp |
| Annual return | -8.20% | 1287.56%-1295.8pp | 850.99%-859.2pp | 519.81%-528.0pp |
| Employer contribution / active EE | $825 | $4,222-80.5% | $3,631-77.3% | $4,779-82.7% |
| Participant deferral / active EE | $1,636 | $4,683-65.1% | $4,082-59.9% | $5,609-70.8% |
| Admin fee / account holder | $322 | $6,675-95.2% | $5,479-94.1% | $10,828-97.0% |