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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,122 | $107,368-87.8% | $92,915-85.9% | $152,909-91.4% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.0%+5.8pp | 82.5%-0.6pp |
| Annual return | 25.21% | 145.64%-120.4pp | 109.45%-84.2pp | 345.46%-320.3pp |
| Employer contribution / active EE | $1,220 | $4,222-71.1% | $3,653-66.6% | $4,764-74.4% |
| Participant deferral / active EE | $2,511 | $4,848-48.2% | $4,238-40.8% | $5,851-57.1% |
| Admin fee / account holder | $5,358 | $7,082-24.3% | $5,796-7.5% | $11,601-53.8% |