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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,932 | $87,546-65.8% | $75,784-60.5% | $125,389-76.1% |
| Participation rate | 66.7% | 80.2%-13.5pp | 75.8%-9.2pp | 83.2%-16.5pp |
| Annual return | -3.13% | 13.49%-16.6pp | 9.68%-12.8pp | 282.24%-285.4pp |
| Employer contribution / active EE | $1,922 | $3,930-51.1% | $3,323-42.2% | $4,866-60.5% |
| Participant deferral / active EE | $5,133 | $4,230+21.4% | $3,652+40.6% | $5,352-4.1% |
| Admin fee / account holder | $7,571 | $6,503+16.4% | $5,300+42.8% | $9,541-20.6% |