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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,312 | $156,398-28.2% | $147,318-23.8% | $138,895-19.1% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 13.70% | 78.75%-65.0pp | 70.43%-56.7pp | 145.39%-131.7pp |
| Employer contribution / active EE | $3,980 | $4,853-18.0% | $4,593-13.3% | $4,194-5.1% |
| Participant deferral / active EE | $8,702 | $8,237+5.6% | $7,906+10.1% | $6,396+36.1% |
| Admin fee / account holder | $14,688 | $14,976-1.9% | $13,708+7.2% | $12,562+16.9% |