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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,813 | $157,296-68.3% | $141,191-64.7% | $152,897-67.4% |
| Participation rate | 69.6% | 84.8%-15.3pp | 82.5%-12.9pp | 82.5%-12.9pp |
| Annual return | 23.51% | 64.34%-40.8pp | 71.41%-47.9pp | 345.43%-321.9pp |
| Employer contribution / active EE | $2,231 | $5,262-57.6% | $4,736-52.9% | $4,764-53.2% |
| Participant deferral / active EE | $4,420 | $7,111-37.8% | $6,710-34.1% | $5,851-24.5% |
| Admin fee / account holder | $21 | $12,125-99.8% | $10,264-99.8% | $11,599-99.8% |