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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,571 | $117,433+117.6% | $99,475+156.9% | $152,897+67.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 23.53% | 31.87%-8.3pp | 30.72%-7.2pp | 345.43%-321.9pp |
| Employer contribution / active EE | $4,228 | $3,013+40.3% | $2,540+66.5% | $4,764-11.2% |
| Participant deferral / active EE | $12,868 | $4,086+214.9% | $3,619+255.6% | $5,851+119.9% |
| Admin fee / account holder | $7,543 | $7,634-1.2% | $6,252+20.6% | $11,599-35.0% |