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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,590 | $121,677+89.5% | $104,625+120.4% | $158,966+45.1% |
| Participation rate | 90.0% | 77.5%+12.5pp | 74.1%+15.9pp | 82.0%+8.0pp |
| Annual return | -4.85% | 465.58%-470.4pp | 340.60%-345.4pp | 302.95%-307.8pp |
| Employer contribution / active EE | $3,554 | $3,165+12.3% | $2,681+32.5% | $4,762-25.4% |
| Participant deferral / active EE | $9,427 | $4,175+125.8% | $3,738+152.2% | $5,983+57.6% |
| Admin fee / account holder | $691 | $7,777-91.1% | $6,465-89.3% | $11,250-93.9% |