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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,096 | $150,412-72.0% | $120,574-65.1% | $145,884-71.1% |
| Participation rate | 75.0% | 78.8%-3.8pp | 71.9%+3.1pp | 80.3%-5.3pp |
| Annual return | 11.13% | 154.50%-143.4pp | 107.42%-96.3pp | 551.85%-540.7pp |
| Employer contribution / active EE | $958 | $4,355-78.0% | $3,471-72.4% | $4,662-79.4% |
| Participant deferral / active EE | $2,671 | $6,175-56.7% | $4,996-46.5% | $6,690-60.1% |
| Admin fee / account holder | $481 | $12,224-96.1% | $9,445-94.9% | $13,392-96.4% |