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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,096 | $150,346-72.0% | $120,524-65.1% | $145,877-71.1% |
| Participation rate | 75.0% | 78.8%-3.8pp | 71.9%+3.1pp | 80.3%-5.3pp |
| Annual return | 11.13% | 154.40%-143.3pp | 107.36%-96.2pp | 551.28%-540.2pp |
| Employer contribution / active EE | $958 | $4,353-78.0% | $3,469-72.4% | $4,663-79.5% |
| Participant deferral / active EE | $2,671 | $6,172-56.7% | $4,994-46.5% | $6,691-60.1% |
| Admin fee / account holder | $481 | $12,215-96.1% | $9,440-94.9% | $13,402-96.4% |