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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,021 | $109,872-67.2% | $98,483-63.4% | $167,536-78.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 9.76% | 1959.31%-1949.6pp | 1494.38%-1484.6pp | 478.82%-469.1pp |
| Employer contribution / active EE | $2,288 | $3,225-29.0% | $2,961-22.7% | $4,839-52.7% |
| Participant deferral / active EE | $6,887 | $4,673+47.4% | $4,276+61.0% | $6,342+8.6% |
| Admin fee / account holder | $8,128 | $6,757+20.3% | $5,953+36.5% | $12,315-34.0% |