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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,818 | $103,038-74.9% | $90,324-71.4% | $152,909-83.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 15.78% | 95.25%-79.5pp | 78.15%-62.4pp | 345.46%-329.7pp |
| Employer contribution / active EE | $1,945 | $3,141-38.1% | $2,856-31.9% | $4,764-59.2% |
| Participant deferral / active EE | $4,756 | $4,282+11.1% | $3,885+22.4% | $5,851-18.7% |
| Admin fee / account holder | $524 | $6,177-91.5% | $5,356-90.2% | $11,601-95.5% |