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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,151 | $59,813+59.1% | $79,580+19.6% | $68,486+38.9% |
| Participation rate | 85.0% | 61.1%+23.9pp | 69.5%+15.5pp | 67.9%+17.1pp |
| Annual return | -17.10% | -12.30%-4.8pp | 0.15%-17.3pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,413-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,000 | $3,024+131.4% | $3,985+75.6% | $4,028+73.8% |
| Admin fee / account holder | $987 | $4,835-79.6% | $6,835-85.6% | $5,404-81.7% |