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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $41,384 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,306 | $70,983-34.8% | $78,778-41.2% | - |
| Participation rate | 98.0% | 57.2%+40.8pp | 69.2%+28.8pp | - |
| Annual return | 18.31% | 9.28%+9.0pp | 35.62%-17.3pp | - |
| Employer contribution / active EE | $2,253 | $665+238.7% | $1,986+13.5% | - |
| Participant deferral / active EE | $3,613 | $2,053+76.0% | $2,958+22.1% | - |
| Admin fee / account holder | $334 | $4,432-92.5% | $5,134-93.5% | - |