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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,050 | $180,749-55.2% | $160,784-49.6% | $137,256-40.9% |
| Participation rate | 83.3% | 80.0%+3.4pp | 77.0%+6.4pp | 80.0%+3.4pp |
| Annual return | 14.48% | 2234.46%-2220.0pp | 1803.92%-1789.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,853 | $4,155-55.4% | $3,733-50.4% | $4,156-55.4% |
| Participant deferral / active EE | $4,507 | $6,844-34.2% | $6,293-28.4% | $6,407-29.7% |
| Admin fee / account holder | $7,144 | $10,397-31.3% | $9,717-26.5% | $12,270-41.8% |