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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,622 | $115,903+7.5% | $100,528+24.0% | $158,966-21.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 12.46% | 34.80%-22.3pp | 30.90%-18.4pp | 302.95%-290.5pp |
| Employer contribution / active EE | $6,674 | $4,105+62.6% | $3,419+95.2% | $4,762+40.1% |
| Participant deferral / active EE | $5,640 | $6,677-15.5% | $6,271-10.1% | $5,983-5.7% |
| Admin fee / account holder | $1,844 | $11,000-83.2% | $8,084-77.2% | $11,250-83.6% |