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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,396 | $107,941-3.3% | $91,994+13.5% | $152,897-31.7% |
| Participation rate | 90.0% | 81.2%+8.8pp | 78.6%+11.4pp | 82.5%+7.5pp |
| Annual return | 17.79% | 89.28%-71.5pp | 69.04%-51.2pp | 345.43%-327.6pp |
| Employer contribution / active EE | $6,841 | $4,212+62.4% | $3,453+98.1% | $4,764+43.6% |
| Participant deferral / active EE | $4,079 | $6,366-35.9% | $5,924-31.1% | $5,851-30.3% |
| Admin fee / account holder | $2,904 | $10,521-72.4% | $7,744-62.5% | $11,599-75.0% |