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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,084 | $183,627-78.7% | $155,602-74.9% | $145,978-73.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.45% | 61.32%-55.9pp | 64.81%-59.4pp | 550.52%-545.1pp |
| Employer contribution / active EE | $2,054 | $5,316-61.4% | $4,675-56.1% | $4,662-55.9% |
| Participant deferral / active EE | $3,328 | $6,466-48.5% | $5,629-40.9% | $6,690-50.3% |
| Admin fee / account holder | $3,522 | $19,327-81.8% | $15,923-77.9% | $13,400-73.7% |