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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,158 | $175,231-73.1% | $149,696-68.5% | $139,466-66.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.92% | 166.77%-157.8pp | 134.46%-125.5pp | 373.66%-364.7pp |
| Employer contribution / active EE | $6,963 | $5,478+27.1% | $4,821+44.4% | $4,754+46.5% |
| Participant deferral / active EE | $6,473 | $6,521-0.7% | $5,682+13.9% | $6,712-3.6% |
| Admin fee / account holder | $1,986 | $16,155-87.7% | $13,212-85.0% | $11,409-82.6% |