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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,281 | $45,566-37.9% | $64,105-55.9% | $59,633-52.6% |
| Participation rate | 90.9% | 60.2%+30.7pp | 68.2%+22.7pp | 68.7%+22.2pp |
| Annual return | -3.09% | 4.95%-8.0pp | 791.24%-794.3pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $973 | $934+4.2% | $1,820-46.5% | $2,203-55.8% |
| Participant deferral / active EE | $1,814 | $2,057-11.8% | $2,822-35.7% | $3,192-43.2% |
| Admin fee / account holder | $3,868 | $3,268+18.4% | $4,499-14.0% | $4,297-10.0% |