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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,907 | $48,364-19.6% | $71,796-45.8% | $62,881-38.1% |
| Participation rate | 93.5% | 60.6%+32.9pp | 69.1%+24.4pp | 69.3%+24.2pp |
| Annual return | 10.43% | 13.16%-2.7pp | 78.04%-67.6pp | 20.14%-9.7pp |
| Employer contribution / active EE | $1,204 | $1,042+15.5% | $1,924-37.5% | $2,281-47.2% |
| Participant deferral / active EE | $2,387 | $2,091+14.1% | $2,794-14.6% | $3,203-25.5% |
| Admin fee / account holder | $1,055 | $3,771-72.0% | $4,815-78.1% | $4,296-75.4% |