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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,101 | $217,432-65.0% | $185,849-59.1% | $167,536-54.6% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 7.50% | 148.42%-140.9pp | 122.10%-114.6pp | 478.82%-471.3pp |
| Employer contribution / active EE | $1,912 | $5,875-67.5% | $5,169-63.0% | $4,839-60.5% |
| Participant deferral / active EE | $4,695 | $6,357-26.1% | $5,569-15.7% | $6,342-26.0% |
| Admin fee / account holder | $93,595 | $19,818+372.3% | $16,244+476.2% | $12,315+660.0% |