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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,872 | $202,342-56.1% | $172,753-48.6% | $152,909-41.9% |
| Participation rate | 89.5% | 87.1%+2.4pp | 82.6%+6.8pp | 82.5%+7.0pp |
| Annual return | 19.07% | 1029.88%-1010.8pp | 803.00%-783.9pp | 345.46%-326.4pp |
| Employer contribution / active EE | $6,579 | $5,857+12.3% | $5,144+27.9% | $4,764+38.1% |
| Participant deferral / active EE | $5,071 | $5,948-14.8% | $5,198-2.4% | $5,851-13.3% |
| Admin fee / account holder | $3,329 | $17,112-80.5% | $13,956-76.1% | $11,601-71.3% |