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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,492 | $180,459-59.8% | $154,108-53.0% | $135,380-46.5% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -3.64% | 888.21%-891.9pp | 735.21%-738.8pp | 519.81%-523.4pp |
| Employer contribution / active EE | $9,186 | $6,035+52.2% | $5,298+73.4% | $4,779+92.2% |
| Participant deferral / active EE | $5,747 | $5,806-1.0% | $5,081+13.1% | $5,609+2.5% |
| Admin fee / account holder | $607 | $16,145-96.2% | $13,411-95.5% | $10,828-94.4% |