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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,061 | $124,314-83.9% | $109,163-81.6% | $167,518-88.0% |
| Participation rate | 79.2% | 79.4%-0.3pp | 75.9%+3.3pp | 82.1%-2.9pp |
| Annual return | 11.04% | 26.04%-15.0pp | 25.75%-14.7pp | 478.71%-467.7pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $2,567 | $5,256-51.2% | $4,654-44.8% | $6,342-59.5% |
| Admin fee / account holder | $1,131 | $7,973-85.8% | $6,754-83.2% | $12,312-90.8% |