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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,393 | $133,981-87.0% | $112,249-84.5% | $134,532-87.1% |
| Participation rate | 90.5% | 78.6%+11.9pp | 75.1%+15.4pp | 81.2%+9.2pp |
| Annual return | -18.06% | 47.16%-65.2pp | 27.48%-45.5pp | 418.27%-436.3pp |
| Employer contribution / active EE | $13 | $4,040-99.7% | $3,636-99.6% | $4,741-99.7% |
| Participant deferral / active EE | $3,207 | $5,292-39.4% | $4,729-32.2% | $6,401-49.9% |
| Admin fee / account holder | $1,123 | $7,492-85.0% | $6,412-82.5% | $11,429-90.2% |