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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,788 | $106,864-80.5% | $147,318-85.9% | $82,637-74.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 19.77% | 27.49%-7.7pp | 70.43%-50.7pp | 53.51%-33.7pp |
| Employer contribution / active EE | $3,749 | $3,417+9.7% | $4,593-18.4% | $2,552+46.9% |
| Participant deferral / active EE | $2,542 | $6,496-60.9% | $7,906-67.8% | $4,126-38.4% |
| Admin fee / account holder | $990 | $8,415-88.2% | $13,708-92.8% | $7,339-86.5% |