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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,859 | $211,239-34.7% | $178,528-22.8% | $145,877-5.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 21.69% | 30.22%-8.5pp | 27.11%-5.4pp | 551.28%-529.6pp |
| Employer contribution / active EE | $10,374 | $4,570+127.0% | $3,950+162.6% | $4,663+122.5% |
| Participant deferral / active EE | $9,889 | $6,963+42.0% | $6,278+57.5% | $6,691+47.8% |
| Admin fee / account holder | $984 | $12,095-91.9% | $10,419-90.6% | $13,402-92.7% |