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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,424 | $228,395-72.2% | $185,861-65.9% | $158,982-60.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.51% | 40.82%-29.3pp | 35.96%-24.5pp | 302.99%-291.5pp |
| Employer contribution / active EE | $8,422 | $4,968+69.5% | $4,088+106.0% | $4,763+76.8% |
| Participant deferral / active EE | $6,105 | $6,417-4.9% | $5,634+8.4% | $5,983+2.0% |
| Admin fee / account holder | $2,847 | $11,869-76.0% | $9,503-70.0% | $11,252-74.7% |