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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,697 | $114,093-39.8% | $96,171-28.6% | $167,536-59.0% |
| Participation rate | 71.4% | 75.1%-3.6pp | 68.4%+3.0pp | 82.1%-10.7pp |
| Annual return | 32.15% | 190.00%-157.9pp | 192.04%-159.9pp | 478.82%-446.7pp |
| Employer contribution / active EE | $1,583 | $3,429-53.8% | $2,799-43.4% | $4,839-67.3% |
| Participant deferral / active EE | $5,880 | $5,197+13.2% | $4,350+35.2% | $6,342-7.3% |
| Admin fee / account holder | $589 | $6,899-91.5% | $5,538-89.4% | $12,315-95.2% |