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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,268 | $109,411-50.4% | $89,435-39.3% | $158,982-65.9% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 15.87% | 345.68%-329.8pp | 245.55%-229.7pp | 302.99%-287.1pp |
| Employer contribution / active EE | $1,343 | $3,173-57.7% | $2,587-48.1% | $4,763-71.8% |
| Participant deferral / active EE | $4,946 | $4,600+7.5% | $3,890+27.1% | $5,983-17.3% |
| Admin fee / account holder | $6,308 | $6,159+2.4% | $4,884+29.1% | $11,252-43.9% |