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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2 years Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $106,054 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $74,085 |
ADP BROKER-DEALER7+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
TD AMERITRADE, INC.2 years Service code 33 · EIN 82-0543156 | Distribution (12b-1) fees; Securities... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,982 | $104,336+3.5% | $159,474-32.3% | $86,821+24.4% |
| Participation rate | 83.6% | 77.7%+5.9pp | 82.8%+0.8pp | 72.3%+11.3pp |
| Annual return | 19.70% | 26.32%-6.6pp | 263.68%-244.0pp | 97.94%-78.2pp |
| Employer contribution / active EE | $3,143 | $3,451-8.9% | $4,831-34.9% | $2,406+30.6% |
| Participant deferral / active EE | $8,249 | $6,837+20.7% | $7,353+12.2% | $4,132+99.7% |
| Admin fee / account holder | $344 | $172+100.0% | $10,802-96.8% | $170+103.1% |