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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,971 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,256 | $55,446+115.1% | $155,574-23.3% | $74,429+60.2% |
| Participation rate | 80.7% | 61.9%+18.8pp | 78.2%+2.5pp | 67.2%+13.5pp |
| Annual return | 14.26% | 269.20%-254.9pp | 64.87%-50.6pp | 1368.38%-1354.1pp |
| Employer contribution / active EE | $3,723 | $2,266+64.3% | $4,676-20.4% | $2,625+41.8% |
| Participant deferral / active EE | $7,731 | $2,836+172.6% | $5,629+37.3% | $4,348+77.8% |
| Admin fee / account holder | $372 | $1,743-78.7% | $15,914-97.7% | $1,944-80.9% |