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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,971 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,256 | $55,472+115.0% | $155,567-23.3% | $74,546+60.0% |
| Participation rate | 80.7% | 61.9%+18.8pp | 78.2%+2.5pp | 67.2%+13.5pp |
| Annual return | 14.26% | 268.72%-254.5pp | 64.74%-50.5pp | 1366.03%-1351.8pp |
| Employer contribution / active EE | $3,723 | $2,269+64.1% | $4,674-20.3% | $2,624+41.9% |
| Participant deferral / active EE | $7,731 | $2,838+172.4% | $5,628+37.4% | $4,347+77.8% |
| Admin fee / account holder | $372 | $1,743-78.7% | $15,916-97.7% | $1,944-80.9% |